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Monday 15 December 2014

Top selling cars November 2014

Top selling cars November 2014
This year wasn't very good , Initial phase of year was of Slowdown for cars sales but slaves improved towards end of the year top selling cars in month of November are bellow  Maruti uncrowned king dominate the market with it's top selling Alto Model .



1.  Maruti Alto 





Maruti Gained into market again, something it didn't oversee a month ago nor in Nov' 13. Huge push of the invigorated Swift & new Alto K10 is clear, both models recording radiant numbers. The Dzire sees its least dispatches of 2014, yet I think this is on account of the upgraded Swift's creation was prioritized over it. Still, 14k is no mean deed. For a 10 lakh Maruti, the Ciaz has begun off on a solid note, second just to the considerable Honda City in the fragment. Stunning how Maruti investigates new development open doors; 5.2k units is twofold of what the Sx4 oversaw in the whole year (Sept '13 - Aug '14)! The Wagonr & Ertiga push out what's been their deals normal throughout the previous 6 months, despite the fact that the Celerio is demonstrating a reliable slide in the course of the most recent 3 months. It stands to lose its USP - the AMT programmed - with the dispatch of the Alto K10 AMT. Things are gazing toward the business vehicle area, with the Omni & Eeco both reflecting that assumption. Trust it or not, from its scope of general autos, the long-in-the-tooth Ritz is currently Maruti's most noticeably bad entertainer @ 2.5k units. Anticipate that Gypsy numbers will move with the Army's late 4000 piece request



2. SWIFT






3. Dzire 





4. Wagonr




5. Hyundai Elite i20






Hyundai is another brand gained High in 3 years, with one new dispatch after an alternate. The November count of 35,000 autos is 2k higher than a year ago, yet a 2.5k fall contrasted with Oct '14. The premium i20 is Hyundai's top rated item for the third month consecutively! In November, it sold in excess of 10,000 units. No better demonstration of the quality & all-roundedness of the auto. The Grand i10 is next in accordance with in excess of 8,000 shipments. While the number is respectable, the Grand i10 & ol' i10 (consolidated) offer pretty much as much as the i10 used to in its primes( (2011, for instance). The Eon does its standard numbers, while the sharp dunk in Santro deals appears to affirm its reputed death. Not the Eon or the old i10 have picked up from the Santro's passageway, obviously, its initial days to affirm that. I'm amazed to see the Xcent's tumble to 3,900 units. For a generally valued excellent minimized vehicle, that is not a big deal. The Xcent is in front of the Amaze, yet this is the least since full creation began in April 2014. The Verna's 1600 deals demonstrate that generation is generally moved to the facelift form whose dispatch is practically around the bend. The Elantra sees its most noticeably bad month in history with only 207 duplicates left processing plant floors. Also its not confronting the high temperature from the ruling new Corolla alone; certainty is, the Elantra's normal of 2014 is 30% lower than its 2013 volume. A poor month for the Santa Fe as well, while the Sonata stays humiliated with its single-digit deals


Top selling cars November 2014











Thursday 4 December 2014

Different Types Of Car Insurance Coverage

                    Different Types Of Car/Automobile Insurance Coverage and Details






Car insurance is very much mandatoy clause in Indian legal system but still it’s in “chalata Hai” catagory of indian public . You should go for car insuance not because it’s just Mandatory thing but It’s very necessary thing for safety of your property and in case you don’t want to pay from your own pocket for damages.

Insurance Types are classified in two categories “Use of car/automobile” and other is Damages- who is getting compensation for damages .


  • Category of Insurance on basis of   Damages



1. Third Party Car Insurance.

In case some other people get Injuries. Their Car, Property get damaged due to your driving then this category of insurance is applicable. You have to pay to third party for damages because you are the one who some way responsible for it. This is mandatory insurance under Indian legal system, there should be at least some third party insurance ,so if you are the spoiler then damaged party should get compensation


For example if you meet an accident then other party get paid for damages of medical and other destruction of property if claim comply with policy . Third party Insurance policy also depend on type of Engine used in your car, It’s speed and Power.

NOTE: Third Party Insurance doesn’t compensate for your own damages.


2. Comprehensive Car insurance:

Unlike a third party Insurance which covers only third parties damage , comprehensive policy

offers complete Protection from both Third party and your own damages . Notwithstanding this, the Insurance additionally covers any harm to your vehicle because of any characteristic catastrophe, misfortune or harm to your vehicle because of reasons like burglary, robbery, terrorist attack , and any repair in travel.


You can even choose insurance cover for your car accessories like internal system music and AC under this policy . The premium comprehensive insurance is ascertained on Price of the your vehicle/car.This policy cover wide range of things so Premium version aslo cost higher compare to Third Party Premium car Insurance.


Both Type have Primium version of Car Insurance which contains futhur Optional Types like

I . Collision Coverage

II. Personal Injury Protection

III. Uninsured /Underinsured Motorist Protection.





  • There are broadly two types of Insurance in Automobiles of Automobile category on Usage


1. Private Insurance

Its insurance for for your Private automobile, you will be paid damages only in case of Private use. Remember this policy doesn’t work if you use you car for commercial purpose mean you rent it or use as transport for commercial goods and etc.

2. Commercial Insurance

This is common insurance for Commercial Purpose Automobile . In case you rent your car or Automobile or use it for transportation or use it as Taxi.





  • Important factors for choosing car Insurance

1. Price :

According your financial condition , Obligation , Loan what should be the Best ? can you afford Primium car Insurance Policy ? Price allways play important Role.

2. Range of Insurance Cover

Which things of car you want to cover ? If you want wide range of cover like car accessories then Primium is better . It contains Various things Like Injury Protection for you and Passangers in car .Primium car Insurance cover Repair of car after accident even if you hit by somelese who don’t have third party Insurance .
Every year Car Insurance get Renewed so market value of your old car goes down every years so the Lower Primium which reduces with Value of your car . Except Third Party Car Insurance which dosen’t change Year because it depends on your car Engine .